Japanese credit investor Credit Saison announced a $100 million investment in Brazil on Wednesday, marking a significant step in its strategic expansion across Latin America. This initiative reflects a similar investment that the company has made in Mexico, highlighting its growing commitment to the region.
Credit Saison’s strategy involves partnering with fintech companies, intermediaries and local businesses to offer loans to individuals and small and medium-sized enterprises (SMEs). Kosuke Mori, the CEO of Saison International, a subsidiary of Credit Saison, emphasized the company’s goal of creating a diversified loan portfolio.
“Brazil’s fintech landscape is both broad and robust, making it an attractive market for us,” Mori stated in an interview. He praised Brazil’s central bank for its strong and transparent regulatory framework, which he described as “friendly” to foreign investors.
While there is no fixed timeline for the full rollout of the $100 million investment in Brazil, Mori indicated that Credit Saison intends to expand at a similar pace to its other international markets. “In the next three to five years, we hope to increase this investment to $300 million or even $500 million,” Mori explained. “We have seen similar growth in other countries, such as India. Five years ago, we started with the same business model, collaborating with fintechs. Today, our operations there are worth several billion dollars.”
Credit Saison’s global presence extends beyond India, with operations in emerging markets such as Indonesia, Vietnam and Thailand. The company’s continued expansion in Latin America underscores its strategy of leveraging the region’s dynamic fintech ecosystems to achieve substantial growth.
